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5 Comments

Reply JamisonTib
7:40 PM on December 6, 2017 
Shops that require protection for high risk goods held on the premises will usually need to declare the total values of each stock item. High risk shop stock and goods are those that attract thieves and are expensive to replace. Examples of high risk stock items are electronic equipment, cigarettes, and tobacco, designer clothing, computers and digital equipment, software, computer games and consoles, drugs pharmacy and medicines, watches and jewellery, mobile phones and radios, photographic equipment, power tools, TVs, DVDs, CDs and Wines and Spirits.

If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers. Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held. A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night.

Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard. This should include Public Liability of up to ?2,000,000 for any one claim by a member of the public who may suffer loss or injury visiting the shop.

If you employ staff all policies will offer Employers Liability cover of up to ?10,000,000 one event and because shops sell goods and services, Products Liability cover of ?2,000,000 for any one period of insurance.

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Reply vince pitcherella
4:19 PM on November 5, 2013 
Another great Sensory Play day on Oct 5 2013 and the weather was great also.
Lots of things to do for the kids and fun day for all
Reply Debra Gallek
3:04 PM on October 7, 2013 
We had a terrific time at Oct. 5, 2013 Play Day. Such a wonderful outreach -- thanks so much for doing this. Our grandson with autism keeps asking to go back. We've told him we will next year!
Reply vince pitcherella
3:57 PM on May 28, 2011 
this was another great event we had at the may event. lots of places to play and room to run for all the kids. cant wait for the next one
Reply denise hicks
9:33 AM on May 24, 2011 
had a great time at your playay on may 21. my son trestin who has downs,had the greatest time! he rode the pony [ peanut butter] he rocked climbed,he played in the bounce house,painted pictures had his face painted,ate good food. he ran around and really enjoyed being a little boy. THANKS TO EVERYONE WHO MADE THIS DAY SO SPECIAL FOR ALL OUR SPECIAL KIDS. GOOD BLESS!